Although the number of private insolvencies has steadied somewhat over the past few years rather than continuing its steep ascent, that is cold comfort to those facing massive, all but insurmountable debts. still, there has been at least one positive trend: More and more of those in need are discovering that bankruptcy need not be their only choice. Today, there are a wealth of tools at your disposal, which allow you to deal with your financial difficulties in a variety of ways and according to your particular needs. and although none of them should be wielded carelessly, they can prove to be incredibly useful. a debt management plan is one of them.
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You need both: Debt Management Plan and Debt Management Program
Source: http://www.finance4noobs.com/you-need-both-debt-management-plan-and-debt-management-program/
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